A midpoint value that measures the final home sale price for all listings sold in San Diego, divided by the total above-ground square footage of the property (not the lot).
A midpoint value expressed as the most recent listing price divided by the total above-ground square footage of the property (not the lot). This metric includes all homes within a given time period, where 50% of the active listings were above this price per square foot and 50% were below this price per square foot.
The treasury index is published by the Federal Reserve Board and based on the average yield of Treasury securities. Financial institutions often use this index as the basis for mortgage notes.
A property title search examines public records on the property to confirm the property’s rightful legal owner. This search also reveals if there are any claims or liens on the property that could otherwise affect the purchase.
The share of active listings, expressed as a midpoint, that dropped their price within a given time period.
Loan origination is the process during which a borrower submits a loan application and a financial institution or lender processes that application. There is usually an origination fee associated with this process.
The share of homes sold in San Diego with a sale date where the sale price is less than the latest listing price, over a given time period.
The mean ratio of each homes sale price divided by their list price covering all homes with a sale date during a given time period. Typically excludes properties with a sale price 50% above the listing price or with a sale price 50% below the list price due to outlier status.
The median number of how many listings were active in San Diego on each day within a given time period.
A fixed-rate mortgage is a loan where the interest rate remains the same throughout the entire term of the loan. Fixed-rate mortgages are one of the most common types of loans.
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